Privacy Policy

Acknowledgments

At Alliance Brokerage Corp., we highly value you as a customer and are deeply committed to safeguarding your personal privacy.

Your Information and How We Use It

  • We do not sell your personal information, so there is no need to "opt out."

  • We only share your personal information when necessary to provide you with the insurance services you request.

  • We may use your information to inform you about Alliance Brokerage Corp. products and services.

  • Your information may be used in accordance with applicable laws.

  • All individuals with access to your information are bound by strict confidentiality requirements.

  • We do not share your medical information except when required for verifying insurance coverage benefits or as allowed by law.

Information We Collect

In the course of providing our products and services, we collect various types of personal information, including:

  • Your name

  • Address

  • Email address

  • Telephone number

  • Social security number

  • Credit card information

  • Other relevant personal details

Most of this data comes directly from you, your application, your agent, or broker. We may also collect data from your transactions with us, such as the insurance you purchase and your payment history. Additionally, we may obtain data from consumer reports, including claim history reports, motor vehicle reports, or credit reports.

Information Sharing

Alliance Brokerage Corp. shares your personal information only as allowed by law and for legitimate business purposes. We may share your information with:

  • Affiliates for regulatory compliance.

  • Insurance agents or brokers.

  • Brokers, agents, or other insurers to respond to your application for commercial business insurance.

  • Reinsurance companies or claims administrators.

  • Insurance regulators or law enforcement officials.

  • Lienholders, assignees, lessors, or other parties with a legal interest in your policy.

  • Others for fraud prevention, in response to a subpoena, or search warrant.

  • Companies providing motor vehicle reports, credit reports, or claims history.

  • Service providers and third parties necessary to support our business.

Affiliated Companies

Alliance Brokerage Corp. reserves the right to share your nonpublic financial information with its affiliates for marketing purposes, as permitted by law. Affiliates may include entities like Alliance Benefit Programs, Inc., and Atlantic Excess & Surplus Inc.

Confidentiality and Security

We have implemented stringent security measures to protect your personal data from unauthorized access, loss, or disclosure. Our employees, agents, contractors, and third parties are bound by confidentiality obligations, and we continually educate them on handling personal information securely.

While we take every precaution, please note that no system can guarantee 100% security. In the event of a suspected personal data breach, we will notify you and relevant authorities as required by law.

Updating Personal Information

To correct personally identifiable information, please send correction requests to your agent or broker. Corrections will be made within 30 business days, and if a change cannot be completed, you will receive an explanation.

Requesting Recorded Information

You may request a copy of any recorded personal information by submitting a written request to your agent or broker. We will provide the requested information if reasonably locatable, with possible exceptions related to investigations, claims, or litigation. A reasonable fee may apply for this service.

Cookies and Web Beacons

We use "cookies" and "web beacons" on our websites to enhance your experience. Cookies help personalize your interaction, but we do not collect personally identifiable information unless provided by you. We also use web beacons for data collection and monitoring purposes.

Tracking

We may employ common tracking technologies, such as browser cookies or analytical tools, to improve your customer experience and collect non-personally identifiable demographic information. However, we do not respond to Web browser "do not track" signals.

Third-Party Sites

Clicking on links to third-party sites will take you to websites outside our control. This Privacy Policy does not apply to these sites, so carefully review their privacy policies.

Collection by Third-Party Sites

Our website may contain links to other sites with different information practices. Check their privacy notices as we have no control over data submitted to or collected by these third parties.

Visiting from Outside the United States

Our website is operated from the United States. By using our services, you consent to the transfer, storage, and processing of your information in the United States.

Changes to Privacy Policy

We may update this privacy statement periodically. You can request a copy by contacting your underwriter.

State-Specific Privacy Policies

Privacy Policy for California Residents

This Privacy Notice for California Residents supplements our privacy policy and applies solely to those residing in California. It complies with the California Consumer Privacy Act (CCPA) and other California privacy laws.

For a detailed breakdown of personal information categories collected, sources, uses, sale of personal information, and privacy rights for California residents, please refer to the specific section in the policy document.

Contact Us

For questions or comments about this privacy policy, please reach out to us at frontdesk@abc990.com.

Changes to Our Privacy Policy Notice

We may update this privacy statement from time to time.

Effective: July 15, 2020.

Last Updated: September 13th, 2023.